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4th Quarter 2012 Bonuses
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 Don't miss out! All our major health carriers are running bonus programs that you can get in on TODAY! Take advantage of these 4th Quarter 2012 Bonus Programs:
Posted by ARANCOURT on Tuesday, October 16 @ 09:39:27 CDT (48 reads)
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Always Ask For The Order!
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 Are you getting the most out of your sales? One of the most common mistakes that salesmen make is not asking for the order. When you get to the end of your sales presentation are you confident that your client needs, wants, and is ready to purchase your product? Read on to get ideas to complete and close more sales...
Posted by jniehls on Tuesday, January 04 @ 09:52:31 CST (86 reads)
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Universal / Whole Life Insurance - Sales Process
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American Insurance Organization is constantly looking for ways to expand our services to our agents. In 2010 AIO introduced the AIO Life Quick Submit process for agents to submit term life insurance applications. As our agents have grown and become comfortable with this process, we would like to review the steps for submitting a universal life (UL) or whole life (WL) policy.
Posted by lottinger on Friday, November 12 @ 09:37:53 CST (97 reads)
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American General Launches Exam Free Term Option
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 Are you currently selling Life Insurance, but wish the cases moved through quicker? Then you need to take a look at American Generals new Exam Free Term Option! If your client meets the qualifications for this exciting program you will see the pipeline for that client to receive their policy cut in half, when compared with the traditional Fully-Underwritten Term Products.
Posted by jniehls on Friday, November 12 @ 09:23:58 CST (84 reads)
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Health Reform Update - Preventive Services Included?
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 With the new health reform implementations now taking affect with many of the health insurance carriers, it is important that agents stay current with what services are being changed, added, or removed to their clients plans. One new feature of health reform is that all preventive services are now required to be covered at no cost to the clients by the insurance carriers. In this article we review each of the carriers and their policy announcement regarding Preventive Care.
Posted by jniehls on Friday, November 12 @ 09:17:21 CST (75 reads)
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12 month rate guarantees on health policies? United says YES!
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 With the new health reform law, many agents have been concerned that the carriers would be issuing across-the-board rate increases after January 1st. While some carriers are considering their options on January 1st, others have decided to give their agents and clients peace of mind by giving a 12 month rate guarantee on their plans.
Posted by jniehls on Friday, November 12 @ 08:37:28 CST (38 reads)
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Life Carrier Billing Methods
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As Individual Life sales begin to take off, one topic that has been discussed is the payment schedule for the policies that are placed in-force. The following will outline the payment methods for American General, Assurity, ING and Genworth.
Posted by jpequeno on Monday, October 04 @ 13:43:58 CDT (105 reads)
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Life Insurance Appointment Process
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 American Insurance Organization is continuing the smooth transition into life insurance. Find out the process of how to get appointed with some of the top life insurance carriers in the country.
Posted by jpequeno on Monday, October 04 @ 13:33:52 CDT (80 reads)
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E-Store Agent Tips
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 United Health (Golden Rule) recently launched a new version of their Agent backend system, E-Store. This system is designed to make the agent and client experience with UH One more smooth. United has issued a request for agents to make a few updates to their quoting in order to eliminate some of the issues they have had.
Posted by jniehls on Monday, October 04 @ 13:23:21 CDT (63 reads)
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Chargebacks at a Glance
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Chargebacks are an important component of an agents statement and is one of the most carefully reviewed areas. This article provides some guidance as to why a chargeback has been applied and the overall process that is occurring. In addition, the review process that Golden Rule utilizes is discussed.
Posted by lottinger on Friday, October 01 @ 00:00:00 CDT (64 reads)
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